Being an HNI, you may or may not require Individual services
If you are a High Networth Individual with an investible corpus more than 25 lakhs, Capital Protection comes first and wealth creation second.
Allow me to explain further:-
You should invest in funds which has the highest downside protection
The challenge is, if your portfolio is down by 20% i.e Rs 100 is now Rs 80
Fund Manager has to provide 25% CAGR to return to mean level of Rs 100 (Rs 80 x 25% CAGR), your actual returns will start after it crosses 100 and it takes a hell lot of time.
The deeper the losses greater the returns required, more the returns required more the risk
In case if your portfolio is down by 50%, it takes 100% returns to reach to mean level
My strategy is to provide you 100% downside risk and appreciate your capital.
Investment is like The Tortoise and The Hare story, slow and steady wins the race
I am sure you would also like to win the race in financial jungle, then get in touch with me from below 30 mins consulting call link